National Advertising Division

The National Advertising Division (NAD) monitors national advertising in all media, enforces high standards of truth and accuracy, and efficiently resolves disputes to build consumer trust and support fair competition. NAD reviews advertising based on challenges from businesses, complaints from consumers, or on its own initiative covering a wide variety of both industries and issues. NAD’s decisions represent the single largest body of advertising decisions in the United States.

Program Impact

NAD was established in 1971 to monitor and evaluate the truth and transparency of national advertising through a combination of independent monitoring and competitor disputes and has become a leading voice in providing guidance on truthful and transparent advertising and standards for substantiating advertising claims. Around 150 cases are handled each year through one of three tracks: Fast-Track SWIFT, Standard Track, and Complex Track. Reports of all case findings can be found in the BBB National Programs Online Archive

Truth & Transparency

Voluntary self-regulation helps create an honest and fair marketplace. Companies benefit from a level playing field and consumers benefit from a more trustworthy marketplace. A 90% participation rate demonstrates the depth of industry’s commitment to self-regulation and truth and transparency.

Issues We Examine

NAD’s legal team specializes in examining advertising claims for a diverse set of goods and services like telecommunications, infant nutrition, over-the-counter medication, and dietary supplements for a wide variety of issues from product efficacy to influencer marketing and the use of consumer reviews.

Time & Cost

The NAD process resolves advertising disputes efficiently and almost always faster than a court proceeding. There is no document discovery or depositions, no counterclaims, and the process requires less investment in time and cost than litigating a case.

Navigating Uncertainty

NAD has a published body of case precedent and is staffed by decision makers dedicated to resolving advertising disputes, using a process that provides advertisers the right to appeal adverse decisions to the National Advertising Review Board (NARB).

NAD Challenges


NAD offers three options for submitting challenges for review: Standard Track, Complex Track, and Fast-Track SWIFT. Click on the options below for more information on each track's process, challenge eligibility requirements, timeline, and fees to determine which track is best suited to handle your needs. BBB National Programs National Partners receive a discount on filing fees. 



Fast-Track SWIFT

Single-issue digital advertising cases with decisions in 20 business days. Learn More

Standard Track

Open to a variety of case types with decisions in four to six months. Learn More

Complex Track

Cases requiring complex substantiation. Time to decision is determined by the parties. Learn More




Why Use NAD for Advertising Challenges

When a competitor’s advertising harms consumer trust or threatens a company’s reputation and market share, decision makers need to answer three key questions:

  • Which forum will resolve my challenge most efficiently—federal court, Federal Trade Commission complaint, or NAD challenge?

The NAD process promotes truthful advertising resolving advertising disputes efficiently. Unless advertising is so misleading and causing sufficient harm that a temporary restraining order application will likely succeed, the NAD process is typically faster than a court proceeding.



  • How much will it cost?


Filing a challenge with NAD is almost always more cost effective than other options. There is no document discovery. There is no deposition. The matter cannot be delayed by filing counterclaims. Our streamlined process saves time and money.



  • What are the risks?

Because NAD has a published body of case precedent and is staffed by decision makers dedicated to resolving advertising disputes, the outcome is more predictable than a court proceeding where individual judges have crowded dockets of a wide array of cases and different decision-making styles. Our procedures provide advertisers with an automatic right to appeal adverse decisions to the self-regulatory system’s peer review body, the National Advertising Review Board.






Policies & Procedures

Any company, consumer, or non-governmental organization can file a challenge with NAD. We handle about 150 cases each year and our decisions represent the single largest body of advertising decisions in the United States. The NAD | NARB Policies and Procedures describe the details and parameters of NAD's challenge review process.

News & Blog

NAD Concludes "Just Ok is not OK" Claims not Falsely Disparaging, But Recommends AT&T Discontinue "building 5G on America's Best Network" Claim, Disclose Material Connection with Testing Company; AT&T to Appeal

For Immediate Release 

Contact: Abby Hills, Director of Communications, BBB National Programs 
703.247.9330 / 

New York, NY – September 16, 2020 – The National Advertising Division (NAD) of BBB National Programs determined that certain claims in this case are materially similar to its 2019 review of the reliability of AT&T’s “best network” claim based on GWS’s OneScore testing and rankings, but recommended that AT&T clearly and conspicuously disclose its material connection to GWS when making a “Best Network” claim based on GWS’s testing. NAD also recommended that AT&T discontinue the claim that AT&T is “building 5G on America’s Best Network” and concluded that the claim, “just OK is not OK,” in the contexts presented was not falsely disparaging. AT&T said that it will appeal NAD’s adverse findings to the National Advertising Review Board (NARB).    

The claims at issue were challenged by Verizon Communications, Inc., provider of competing wireless services.  

Express Claims 

  • AT&T is “Building 5G on America’s Best Network.” 
  • AT&T is “America’s best network.”
  • “America’s best network is also the fastest.”
  • The networks of AT&T’s competitors, including Verizon, are “just okay.” 

Implied Claims 

  • Global Wireless Solutions is a truly independent third-party network testing company, with no material connection to AT&T. 
  • Global Wireless Solutions is an independent third-party network testing company that undertakes testing that is not exclusive to AT&T and is available to other wireless carriers.
  • Global Wireless Solutions’ OneScore ranking is not designed to favor AT&T.
  • AT&T’s 4G LTE network is superior to all competitor networks, including Verizon’s.
  • AT&T’s 5G network has been tested by Global Wireless Solutions and ranked “America’s Best Network.” 

One of the issues in the case was whether the matter should be administratively closed because the claims at issue are materially like those in a 2019 NAD case involving certain “Best Network” claims AT&T made. NAD determined that the present challenged claims are materially similar to those in 2019 with respect to the message that AT&T has the best network performance according to a particular test, the OneScore test by GWS, and that no “extraordinary circumstances” warranted a second review of the reliability of the substantiation at issue in the 2019 AT&T “Best Network” case.   

However, NAD did not administratively close the entire matter because the challenge was broader than the 2019 challenge in that Verizon challenged new express and implied claims.  

NAD recommended that AT&T clearly and conspicuously disclose the existence of its material connection to GWS when making its qualified “best network” claim. NAD concluded that, without such disclosure, consumers viewing the challenged advertising would reasonably take away an incorrect message that GWS, which has a longstanding relationship with AT&T to provide data benchmarking, has no connection to AT&T other than giving it a OneScore Ranking.  

NAD also recommended that AT&T discontinue its claims that it is “Building 5G on America’s Best Network” because consumers can reasonably take away the unsupported message that AT&T’s 5G performance will be superior to its competitors as a natural extension of its present 4G superiority (as ranked by GWS). The advertising mentions 5G immediately before and in the same sentence as the “best network” claim, which is based only on an analysis of AT&T’s 4G network. Despite some shared infrastructure between 4G and 5G networks, much of the network infrastructure for 5G is new.  

Lastly, NAD concluded that the claim “just OK is not OK” in the contexts presented was not falsely disparaging. The commercials depicted humorous scenarios that demonstrate when “just OK” is underwhelming or insufficient but avoid any reference to competitors or wireless services failing.  The commercials refer and draw attention to the claim that AT&T has the “Best Network” according to the GWS ranking.   

In its advertiser’s statement, AT&T noted its appreciation for “NAD’s refusal to revisit its prior determination that the GWS OneScore results provide a reasonable basis for the company’s qualified ‘best network’ claim” and “NAD’s conclusion that our use of the line “just OK is not OK” alongside the humorous vignettes depicted in the challenged ads does not falsely disparage our competitors” but disagreed with NAD’s adverse findings for which it intends to appeal to NARB. 

Verizon will cross-appeal NAD’s decision not to reexamine AT&T’s ability to make a qualified “best network” claim based on GWS OneScore testing, despite the evidence of AT&T’s material connections to GWS, and NAD’s decision that the express claim “Just Okay Is Not Okay” is substantiated. 


About BBB National Programs: BBB National Programs is where businesses turn to enhance consumer trust and consumers are heard. The non-profit organization creates a fairer playing field for businesses and a better experience for consumers through the development and delivery of effective third-party accountability and dispute resolution programs. Embracing its role as an independent organization since the restructuring of the Council of Better Business Bureaus in June 2019, BBB National Programs today oversees more than a dozen leading national industry self-regulation programs, and continues to evolve its work and grow its impact by providing business guidance and fostering best practices in arenas such as advertising, child-directed marketing, and privacy. To learn more, visit 

About the National Advertising Division: The National Advertising Division (NAD), a division of BBB National Programs, provides independent self-regulation and dispute resolution services, guiding the truthfulness of advertising across the U.S. NAD reviews national advertising in all media and its decisions set consistent standards for advertising truth and accuracy, delivering meaningful protection to consumers and leveling the playing field for business.     


All About SWIFT: Resolving Straightforward Ad Disputes in a Matter of Weeks

On May 13, Laura Brett, VP of our National Advertising Division (NAD) joined Loeb & Loeb’s David Mallen to discuss the new Fast-Track SWIFT process. The SWIFT process has been officially launched and the NAD team has begun processing claims.
Read more



Upcoming Events

CARU Conference: Virtual Series

Why Diversity and Inclusion is Good for Business: This presentation will cover why a workplace culture that supports diversity is the key to garnering unique ideas that just may be the next big thing. ...
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Nov 17, 2020 Virtual

Kidvertising 101

Kidvertising 101 is a two-day seminar that provides advertisers, marketers, and legal counsel with the tools and best practices needed to stay out of the crosshairs of the FTC. Whether you are new to ...
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Nov 18, 2020 Virtual



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